Your health insurance partner in Malta
PostaInsure has been one of the major players in the Maltese health insurance market for many years.
Protecting your health and well-being in Malta
Summary.
In the Dynamic landscape of today’s healthcare sector, marked by constant advancements in processes, and technology the industry confronts substantial and continually evolving risks.
PostaInsure Agency presents a range of health insurance products at competitive rates, ensuring coverage for medical treatments within Malta and abroad. Our aim is to prioritize your well – being and that of your loved ones in the most effective manner possible.
By opting for a health insurance, you can sidestep waiting lists and unnecessary queues, taking proactive steps to secure your health and peace of mind today.
Table of Benefits.
|
Extensions
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Already included at no additional charges with the below Schemes:
|
Available at an additional premium with the below Schemes:
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|---|---|---|
| Second Medical Opinion |
Hospital (incl. Family) and International Scheme
|
Basic Schemes
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| Routine and Preventive Care Cover |
Not applicable
|
Only “Inpatient and Outpatient” Schemes
|
| Dental Cover |
Not applicable
|
Only “Inpatient and Outpatient” Schemes
|
| Evacuation (to nearest country where treatment is available) and Repatriation to home country for medical treatment or of mortal remains |
Not applicable
|
Only “Inpatient and Outpatient” Schemes
|
| Loss of Income |
International Scheme
|
Hospital “Inpatient and Outpatient” Scheme
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| Waiver of Standard Exclusions |
Not applicable
|
Hospital (incl. Family) and International Schemes
|
Frequently asked questions
In some countries, it is mandatory to have health insurance, at least with minimum essential coverage. When shopping for health insurance, and considering incentives like skipping eternal waiting lists, or being assisted by qualified professionals, we also have to check the criteria we are requested to meet in order to be insured. That is, those requirements our insurance company may expect from us.
So what if we suffer from an illness before we buy the insurance? Will the insurance company reject us? The joining process is usually very simple as no medical tests are normally required following the completion of the proposal form; as long as the person applying for cover is under a certain age, for example, 65 years old.
On Proposal Forms, clients have to declare their conditions by answering questions like if they ever had surgery or if they ever had any broken bone. Pre-existing medical conditions will be excluded from the cover. This does not mean that we are not allowed to have health insurance if we suffer from a chronic medical condition or if we need hospitalization regularly. Only, our health insurance will be different, in order to fit our state of health.
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